Call reports 2022
RELIANCE BANK — 2022
What RELIANCE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 219,795,000 | 212,458,000 | 238,727,000 | 249,233,000 |
| Total loans | 164,198,000 | 172,639,000 | 183,437,000 | 195,065,000 |
| Allowance for loan losses | 2,597,000 | 2,737,000 | 2,897,000 | 2,969,000 |
| Securities available for sale | 26,765,000 | 25,446,000 | 23,931,000 | 23,783,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 199,765,000 | 193,538,000 | 219,512,000 | 228,178,000 |
| Interest-bearing deposits | 152,551,000 | 141,685,000 | 168,807,000 | 176,212,000 |
| Noninterest-bearing deposits | 47,214,000 | 51,854,000 | 50,705,000 | 51,966,000 |
| Equity capital | 19,502,000 | 18,346,000 | 18,523,000 | 19,937,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 2,073,000 | 4,374,000 | 7,026,000 | 10,044,000 |
| Interest expense | 157,000 | 318,000 | 536,000 | 958,000 |
| Net interest income | 1,916,000 | 4,056,000 | 6,490,000 | 9,086,000 |
| Noninterest income | 357,000 | 636,000 | 834,000 | 1,055,000 |
| Noninterest expense | 1,437,000 | 2,972,000 | 4,385,000 | 6,849,000 |
| Provision for loan losses | 40,000 | 180,000 | 310,000 | 370,000 |
| Pretax income | 796,000 | 1,540,000 | 2,629,000 | 2,922,000 |
| Income tax | 134,000 | 241,000 | 349,000 | 456,000 |
| Net income | 662,000 | 1,299,000 | 2,280,000 | 2,466,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,747,000 | 18,367,000 | 21,425,000 | 22,639,000 |