Call reports 2021
RELIANCE BANK — 2021
What RELIANCE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 200,023,000 | 198,402,000 | 198,824,000 | 210,931,000 |
| Total loans | 149,472,000 | 153,809,000 | 159,326,000 | 157,529,000 |
| Allowance for loan losses | 1,986,000 | 2,218,000 | 2,380,000 | 2,553,000 |
| Securities available for sale | 22,550,000 | 23,735,000 | 25,397,000 | 26,290,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 177,004,000 | 174,422,000 | 176,037,000 | 189,050,000 |
| Interest-bearing deposits | 126,244,000 | 125,237,000 | 129,273,000 | 143,169,000 |
| Noninterest-bearing deposits | 50,760,000 | 49,185,000 | 46,764,000 | 45,881,000 |
| Equity capital | 18,718,000 | 19,463,000 | 20,737,000 | 21,154,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,937,000 | 3,926,000 | 6,382,000 | 8,702,000 |
| Interest expense | 219,000 | 414,000 | 604,000 | 789,000 |
| Net interest income | 1,718,000 | 3,512,000 | 5,778,000 | 7,913,000 |
| Noninterest income | 360,000 | 628,000 | 980,000 | 1,289,000 |
| Noninterest expense | 1,137,000 | 2,361,000 | 3,604,000 | 4,962,000 |
| Provision for loan losses | 136,000 | 290,000 | 390,000 | 490,000 |
| Pretax income | 805,000 | 1,489,000 | 2,764,000 | 3,750,000 |
| Income tax | 0 | 2,000 | 2,000 | 402,000 |
| Net income | 805,000 | 1,487,000 | 2,762,000 | 3,348,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,428,000 | 19,139,000 | 20,443,000 | 21,060,000 |