Call reports 2018
RELIANCE BANK — 2018
What RELIANCE BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 137,623,000 | 142,574,000 | 142,961,000 | 143,563,000 |
| Total loans | 113,056,000 | 115,498,000 | 114,210,000 | 116,842,000 |
| Allowance for loan losses | 1,613,000 | 1,631,000 | 1,433,000 | 1,794,000 |
| Securities available for sale | 14,866,000 | 15,517,000 | 16,054,000 | 16,763,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 115,931,000 | 116,210,000 | 119,542,000 | 118,358,000 |
| Interest-bearing deposits | 97,145,000 | 95,151,000 | 97,617,000 | 99,061,000 |
| Noninterest-bearing deposits | 18,786,000 | 21,059,000 | 21,925,000 | 19,297,000 |
| Equity capital | 12,842,000 | 13,381,000 | 13,905,000 | 14,574,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,529,000 | 3,146,000 | 4,809,000 | 6,529,000 |
| Interest expense | 261,000 | 567,000 | 912,000 | 1,300,000 |
| Net interest income | 1,268,000 | 2,579,000 | 3,897,000 | 5,229,000 |
| Noninterest income | 111,000 | 247,000 | 432,000 | 565,000 |
| Noninterest expense | 897,000 | 1,746,000 | 2,651,000 | 3,448,000 |
| Provision for loan losses | 0 | 26,000 | 26,000 | 187,000 |
| Pretax income | 482,000 | 1,054,000 | 1,652,000 | 2,159,000 |
| Income tax | 0 | 2,000 | 2,000 | 2,000 |
| Net income | 482,000 | 1,052,000 | 1,650,000 | 2,157,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,219,000 | 13,789,000 | 14,387,000 | 14,893,000 |
| Total capital | 14,709,000 | 15,330,000 | 15,820,000 | 16,411,000 |
| Risk-weighted assets | 119,071,000 | 123,233,000 | 121,461,000 | 121,191,000 |