Call reports 2017
RELIANCE BANK — 2017
What RELIANCE BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 120,272,000 | 124,708,000 | 133,485,000 | 140,149,000 |
| Total loans | 94,912,000 | 99,641,000 | 107,547,000 | 111,492,000 |
| Allowance for loan losses | 1,194,000 | 1,251,000 | 1,291,000 | 1,613,000 |
| Securities available for sale | 15,454,000 | 15,190,000 | 14,718,000 | 14,390,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,396,000 | 104,095,000 | 111,813,000 | 118,258,000 |
| Interest-bearing deposits | 87,671,000 | 86,701,000 | 92,881,000 | 95,591,000 |
| Noninterest-bearing deposits | 18,725,000 | 17,394,000 | 18,932,000 | 22,667,000 |
| Equity capital | 11,635,000 | 12,406,000 | 12,865,000 | 12,893,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,224,000 | 2,569,000 | 3,983,000 | 5,480,000 |
| Interest expense | 140,000 | 300,000 | 495,000 | 737,000 |
| Net interest income | 1,084,000 | 2,269,000 | 3,488,000 | 4,743,000 |
| Noninterest income | 109,000 | 249,000 | 379,000 | 504,000 |
| Noninterest expense | 773,000 | 1,496,000 | 2,317,000 | 3,148,000 |
| Provision for loan losses | 0 | 0 | 40,000 | 362,000 |
| Pretax income | 420,000 | 1,022,000 | 1,522,000 | 1,749,000 |
| Income tax | 1,000 | 3,000 | 3,000 | 3,000 |
| Net income | 419,000 | 1,019,000 | 1,519,000 | 1,746,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,758,000 | 12,358,000 | 12,858,000 | 13,086,000 |
| Total capital | 12,952,000 | 13,609,000 | 14,149,000 | 14,578,000 |
| Risk-weighted assets | 115,399,000 | 118,776,000 | 115,497,000 | 119,281,000 |