Call reports 2007
BANKNEWPORT — 2007
What BANKNEWPORT reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 1,042,730,000 | 1,052,998,000 | 1,050,822,000 | 1,071,686,000 |
| Total loans | 652,709,000 | 679,782,000 | 691,928,000 | 714,605,000 |
| Allowance for loan losses | 5,376,000 | 5,353,000 | 5,354,000 | 5,345,000 |
| Securities available for sale | 307,365,000 | 291,034,000 | 277,627,000 | 276,151,000 |
| Securities held to maturity | 12,307,000 | 11,359,000 | 10,681,000 | 10,270,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 711,260,000 | 723,297,000 | 711,509,000 | 733,153,000 |
| Interest-bearing deposits | 617,526,000 | 631,705,000 | 620,094,000 | 646,007,000 |
| Noninterest-bearing deposits | 93,734,000 | 91,592,000 | 91,416,000 | 87,146,000 |
| Equity capital | 100,275,000 | 99,348,000 | 101,896,000 | 100,543,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 13,467,000 | 27,243,000 | 41,229,000 | 55,201,000 |
| Interest expense | 7,324,000 | 15,154,000 | 23,125,000 | 31,042,000 |
| Net interest income | 6,143,000 | 12,089,000 | 18,104,000 | 24,159,000 |
| Noninterest income | 3,334,000 | 6,607,000 | 9,427,000 | 12,765,000 |
| Noninterest expense | 7,696,000 | 15,555,000 | 23,216,000 | 30,666,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,801,000 | 3,161,000 | 4,124,000 | 4,791,000 |
| Income tax | 355,000 | 597,000 | 661,000 | 408,000 |
| Net income | 1,446,000 | 2,564,000 | 3,463,000 | 4,383,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 94,767,000 | 95,532,000 | 95,978,000 | 93,743,000 |
| Total capital | 101,134,000 | 101,853,000 | 102,255,000 | 99,549,000 |
| Risk-weighted assets | 684,577,000 | 708,203,000 | 698,791,000 | 708,047,000 |