Call reports 2006
BANKNEWPORT — 2006
What BANKNEWPORT reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 1,008,583,000 | 1,026,135,000 | 1,021,401,000 | 1,028,641,000 |
| Total loans | 598,533,000 | 615,461,000 | 620,672,000 | 632,836,000 |
| Allowance for loan losses | 5,350,000 | 5,391,000 | 5,387,000 | 5,386,000 |
| Securities available for sale | 326,397,000 | 325,454,000 | 322,349,000 | 314,879,000 |
| Securities held to maturity | 19,191,000 | 15,060,000 | 14,030,000 | 13,182,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 700,400,000 | 709,792,000 | 706,760,000 | 717,827,000 |
| Interest-bearing deposits | 620,556,000 | 621,067,000 | 623,579,000 | 628,343,000 |
| Noninterest-bearing deposits | 79,844,000 | 88,725,000 | 83,181,000 | 89,484,000 |
| Equity capital | 92,382,000 | 91,948,000 | 96,617,000 | 97,836,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 12,656,000 | 25,627,000 | 38,974,000 | 52,423,000 |
| Interest expense | 5,478,000 | 11,632,000 | 18,356,000 | 25,590,000 |
| Net interest income | 7,178,000 | 13,995,000 | 20,618,000 | 26,833,000 |
| Noninterest income | 3,149,000 | 6,329,000 | 9,244,000 | 11,804,000 |
| Noninterest expense | 8,183,000 | 15,986,000 | 23,961,000 | 32,038,000 |
| Provision for loan losses | -40,000 | 0 | 0 | 0 |
| Pretax income | 2,198,000 | 4,333,000 | 5,826,000 | 6,524,000 |
| Income tax | 509,000 | 970,000 | 1,236,000 | 1,405,000 |
| Net income | 1,689,000 | 3,363,000 | 4,590,000 | 5,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,387,000 | 90,581,000 | 92,366,000 | 93,267,000 |
| Total capital | 95,603,000 | 96,780,000 | 98,552,000 | 99,660,000 |
| Risk-weighted assets | 645,704,000 | 660,458,000 | 654,829,000 | 681,626,000 |