Call reports 2005
BANKNEWPORT — 2005
What BANKNEWPORT reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 978,388,000 | 980,843,000 | 994,702,000 | 1,002,867,000 |
| Total loans | 542,826,000 | 567,018,000 | 567,326,000 | 589,102,000 |
| Allowance for loan losses | 5,295,000 | 5,292,000 | 5,449,000 | 5,391,000 |
| Securities available for sale | 350,488,000 | 323,699,000 | 342,269,000 | 329,895,000 |
| Securities held to maturity | 22,710,000 | 22,005,000 | 21,231,000 | 19,944,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,129,000 | 702,297,000 | 715,230,000 | 695,364,000 |
| Interest-bearing deposits | 613,853,000 | 616,246,000 | 623,500,000 | 609,631,000 |
| Noninterest-bearing deposits | 82,276,000 | 86,051,000 | 91,730,000 | 85,733,000 |
| Equity capital | 89,923,000 | 93,845,000 | 92,981,000 | 91,994,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 11,412,000 | 23,077,000 | 34,929,000 | 47,341,000 |
| Interest expense | 3,854,000 | 7,969,000 | 12,318,000 | 17,274,000 |
| Net interest income | 7,558,000 | 15,108,000 | 22,611,000 | 30,067,000 |
| Noninterest income | 2,954,000 | 6,510,000 | 9,075,000 | 11,867,000 |
| Noninterest expense | 7,677,000 | 15,721,000 | 23,008,000 | 30,749,000 |
| Provision for loan losses | 33,000 | 33,000 | 201,000 | 154,000 |
| Pretax income | 2,784,000 | 5,806,000 | 8,452,000 | 10,458,000 |
| Income tax | 840,000 | 1,439,000 | 2,086,000 | 2,665,000 |
| Net income | 1,944,000 | 4,367,000 | 6,366,000 | 7,793,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 83,396,000 | 84,157,000 | 87,171,000 | 87,458,000 |
| Total capital | 89,638,000 | 90,396,000 | 93,400,000 | 93,675,000 |
| Risk-weighted assets | 624,942,000 | 627,434,000 | 632,290,000 | 642,250,000 |