Call reports 2004
BANKNEWPORT — 2004
What BANKNEWPORT reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 902,710,000 | 922,821,000 | 945,858,000 | 970,979,000 |
| Total loans | 461,537,000 | 476,377,000 | 494,162,000 | 517,766,000 |
| Allowance for loan losses | 5,155,000 | 5,331,000 | 5,304,000 | 5,262,000 |
| Securities available for sale | 355,207,000 | 360,130,000 | 369,738,000 | 370,890,000 |
| Securities held to maturity | 35,566,000 | 31,939,000 | 27,621,000 | 23,499,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 641,172,000 | 676,233,000 | 680,103,000 | 695,652,000 |
| Interest-bearing deposits | 572,237,000 | 593,779,000 | 596,523,000 | 604,341,000 |
| Noninterest-bearing deposits | 68,935,000 | 82,454,000 | 83,580,000 | 91,311,000 |
| Equity capital | 90,320,000 | 83,919,000 | 90,696,000 | 91,132,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 10,561,000 | 20,756,000 | 31,461,000 | 42,550,000 |
| Interest expense | 3,444,000 | 6,805,000 | 10,220,000 | 13,800,000 |
| Net interest income | 7,117,000 | 13,951,000 | 21,241,000 | 28,750,000 |
| Noninterest income | 2,416,000 | 5,191,000 | 7,702,000 | 10,224,000 |
| Noninterest expense | 7,277,000 | 14,248,000 | 21,459,000 | 28,923,000 |
| Provision for loan losses | -34,000 | 156,000 | 140,000 | 101,000 |
| Pretax income | 2,300,000 | 4,823,000 | 7,544,000 | 10,125,000 |
| Income tax | 652,000 | 1,156,000 | 1,901,000 | 2,665,000 |
| Net income | 1,648,000 | 3,667,000 | 5,643,000 | 7,460,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,548,000 | 79,837,000 | 82,228,000 | 83,685,000 |
| Total capital | 84,895,000 | 86,093,000 | 88,472,000 | 89,927,000 |
| Risk-weighted assets | 531,244,000 | 566,950,000 | 591,779,000 | 617,383,000 |