Call reports 2003
BANKNEWPORT — 2003
What BANKNEWPORT reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 852,571,000 | 886,752,000 | 891,076,000 | 899,803,000 |
| Total loans | 431,663,000 | 431,361,000 | 441,516,000 | 448,882,000 |
| Allowance for loan losses | 5,463,000 | 5,417,000 | 5,117,000 | 5,181,000 |
| Securities available for sale | 348,772,000 | 369,454,000 | 372,877,000 | 369,167,000 |
| Securities held to maturity | 22,315,000 | 33,652,000 | 31,401,000 | 37,937,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 628,448,000 | 652,575,000 | 651,290,000 | 634,006,000 |
| Interest-bearing deposits | 557,009,000 | 566,324,000 | 575,677,000 | 567,957,000 |
| Noninterest-bearing deposits | 71,439,000 | 86,251,000 | 75,613,000 | 66,049,000 |
| Equity capital | 83,243,000 | 86,556,000 | 84,550,000 | 85,226,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,738,000 | 20,917,000 | 30,465,000 | 40,893,000 |
| Interest expense | 4,063,000 | 7,905,000 | 11,599,000 | 15,148,000 |
| Net interest income | 6,675,000 | 13,012,000 | 18,866,000 | 25,745,000 |
| Noninterest income | 2,586,000 | 4,818,000 | 7,804,000 | 10,041,000 |
| Noninterest expense | 7,244,000 | 14,468,000 | 21,837,000 | 27,990,000 |
| Provision for loan losses | -58,000 | -94,000 | -368,000 | -299,000 |
| Pretax income | 2,308,000 | 3,686,000 | 5,798,000 | 8,900,000 |
| Income tax | 580,000 | 866,000 | 1,302,000 | 2,219,000 |
| Net income | 1,728,000 | 2,820,000 | 4,496,000 | 6,681,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 71,916,000 | 73,052,000 | 74,355,000 | 76,279,000 |
| Total capital | 78,045,000 | 79,465,000 | 80,622,000 | 82,541,000 |
| Risk-weighted assets | 490,180,000 | 503,911,000 | 515,439,000 | 522,166,000 |