Call reports 2001
STATE BANK OF JERSEYVILLE, THE — 2001
What STATE BANK OF JERSEYVILLE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Total assets | 174,635,000 | 175,667,000 | 175,704,000 |
| Total loans | 134,232,000 | 133,420,000 | 133,732,000 |
| Allowance for loan losses | 1,402,000 | 1,547,000 | 1,257,000 |
| Securities available for sale | 16,598,000 | 23,104,000 | 24,729,000 |
| Securities held to maturity | 8,622,000 | 6,297,000 | 2,547,000 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 142,059,000 | 142,695,000 | 141,944,000 |
| Interest-bearing deposits | 130,391,000 | 130,374,000 | 129,878,000 |
| Noninterest-bearing deposits | 11,668,000 | 12,321,000 | 12,066,000 |
| Equity capital | 12,647,000 | 12,909,000 | 13,273,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Interest income | 3,238,000 | 6,455,000 | 9,641,000 |
| Interest expense | 1,903,000 | 3,683,000 | 5,358,000 |
| Net interest income | 1,335,000 | 2,772,000 | 4,283,000 |
| Noninterest income | 231,000 | 515,000 | 823,000 |
| Noninterest expense | 954,000 | 1,923,000 | 2,859,000 |
| Provision for loan losses | 57,000 | 232,000 | 437,000 |
| Pretax income | 555,000 | 1,132,000 | 1,810,000 |
| Income tax | 201,000 | 407,000 | 654,000 |
| Net income | 354,000 | 725,000 | 1,156,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 |
|---|---|---|---|
| Tier 1 capital | 11,861,000 | 12,098,000 | 12,289,000 |
| Total capital | 13,263,000 | 13,606,000 | 13,546,000 |
| Risk-weighted assets | 121,393,000 | 120,629,000 | 121,818,000 |