Call reports 2026
NORTH SIDE BANK AND TRUST COMPANY, THE — 2026
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 1,161,035,000 | 1,172,039,000 |
| Total loans | 745,448,000 | 751,979,000 |
| Allowance for loan losses | 8,937,000 | 8,405,000 |
| Securities available for sale | 191,527,000 | 207,463,000 |
| Securities held to maturity | 57,677,000 | 57,565,000 |
| Trading assets | 0 | 0 |
| Total deposits | 961,491,000 | 989,480,000 |
| Interest-bearing deposits | 736,976,000 | 753,713,000 |
| Noninterest-bearing deposits | 224,515,000 | 235,767,000 |
| Equity capital | 102,215,000 | 104,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 13,708,000 | 27,902,000 |
| Interest expense | 6,225,000 | 12,305,000 |
| Net interest income | 7,483,000 | 15,597,000 |
| Noninterest income | 1,133,000 | 2,190,000 |
| Noninterest expense | 4,770,000 | 9,435,000 |
| Provision for loan losses | 225,000 | 450,000 |
| Pretax income | 2,979,000 | 8,122,000 |
| Income tax | 588,000 | 1,554,000 |
| Net income | 2,391,000 | 6,568,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 130,494,000 | 132,715,000 |
| Total capital | 140,081,000 | 141,769,000 |
| Risk-weighted assets | 1,024,679,000 | 1,032,544,000 |