Call reports 2024
NORTH SIDE BANK AND TRUST COMPANY, THE — 2024
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 1,009,577,000 | 995,954,000 | 1,097,194,000 | 1,114,839,000 |
| Total loans | 692,645,000 | 709,197,000 | 712,867,000 | 726,290,000 |
| Allowance for loan losses | 8,165,000 | 8,615,000 | 8,543,000 | 8,681,000 |
| Securities available for sale | 158,047,000 | 158,306,000 | 164,550,000 | 154,337,000 |
| Securities held to maturity | 68,267,000 | 67,133,000 | 66,288,000 | 62,936,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 823,928,000 | 814,076,000 | 908,846,000 | 937,707,000 |
| Interest-bearing deposits | 624,795,000 | 617,046,000 | 690,426,000 | 723,655,000 |
| Noninterest-bearing deposits | 199,133,000 | 197,030,000 | 218,420,000 | 214,052,000 |
| Equity capital | 85,382,000 | 88,004,000 | 94,845,000 | 88,062,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 12,415,000 | 25,123,000 | 38,368,000 | 51,936,000 |
| Interest expense | 6,118,000 | 12,264,000 | 18,914,000 | 25,601,000 |
| Net interest income | 6,297,000 | 12,859,000 | 19,454,000 | 26,335,000 |
| Noninterest income | 951,000 | 1,947,000 | 2,923,000 | 4,115,000 |
| Noninterest expense | 4,416,000 | 9,387,000 | 13,860,000 | 18,459,000 |
| Provision for loan losses | 225,000 | 225,000 | 525,000 | 725,000 |
| Pretax income | 3,034,000 | 5,484,000 | 7,960,000 | 10,183,000 |
| Income tax | 594,000 | 1,016,000 | 1,541,000 | 1,963,000 |
| Net income | 2,440,000 | 4,468,000 | 6,419,000 | 8,220,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 121,470,000 | 122,621,000 | 123,396,000 | 123,454,000 |
| Total capital | 129,635,000 | 131,461,000 | 132,388,000 | 132,725,000 |
| Risk-weighted assets | 1,003,078,000 | 1,013,700,000 | 992,575,000 | 1,031,709,000 |