Call reports 2023
NORTH SIDE BANK AND TRUST COMPANY, THE — 2023
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 962,218,000 | 978,511,000 | 1,012,432,000 | 1,042,359,000 |
| Total loans | 650,511,000 | 678,147,000 | 681,716,000 | 684,950,000 |
| Allowance for loan losses | 8,116,000 | 8,333,000 | 8,539,000 | 8,706,000 |
| Securities available for sale | 166,518,000 | 162,862,000 | 153,602,000 | 161,089,000 |
| Securities held to maturity | 72,467,000 | 71,359,000 | 70,294,000 | 68,821,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,479,000 | 803,683,000 | 837,460,000 | 853,516,000 |
| Interest-bearing deposits | 561,103,000 | 589,888,000 | 624,291,000 | 638,930,000 |
| Noninterest-bearing deposits | 232,376,000 | 213,795,000 | 213,169,000 | 214,586,000 |
| Equity capital | 80,555,000 | 81,167,000 | 76,797,000 | 85,126,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 10,334,000 | 21,571,000 | 33,230,000 | 46,133,000 |
| Interest expense | 2,627,000 | 6,630,000 | 11,742,000 | 17,893,000 |
| Net interest income | 7,707,000 | 14,941,000 | 21,488,000 | 28,240,000 |
| Noninterest income | 894,000 | 1,810,000 | 2,876,000 | 3,842,000 |
| Noninterest expense | 4,197,000 | 8,289,000 | 12,440,000 | 16,515,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,878,000 | 7,651,000 | 10,789,000 | 14,609,000 |
| Income tax | 755,000 | 1,520,000 | 2,144,000 | 2,905,000 |
| Net income | 3,123,000 | 6,131,000 | 8,645,000 | 11,704,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 114,669,000 | 116,847,000 | 118,522,000 | 119,860,000 |
| Total capital | 122,785,000 | 125,180,000 | 127,061,000 | 128,566,000 |
| Risk-weighted assets | 930,924,000 | 944,915,000 | 964,648,000 | 995,625,000 |