Call reports 2022
NORTH SIDE BANK AND TRUST COMPANY, THE — 2022
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 993,714,000 | 978,129,000 | 987,264,000 | 970,756,000 |
| Total loans | 573,934,000 | 604,691,000 | 614,192,000 | 645,917,000 |
| Allowance for loan losses | 7,061,000 | 7,269,000 | 7,645,000 | 7,897,000 |
| Securities available for sale | 197,383,000 | 180,201,000 | 168,087,000 | 164,444,000 |
| Securities held to maturity | 82,645,000 | 80,333,000 | 79,425,000 | 73,501,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 805,853,000 | 803,245,000 | 822,950,000 | 801,296,000 |
| Interest-bearing deposits | 567,248,000 | 558,048,000 | 572,617,000 | 550,355,000 |
| Noninterest-bearing deposits | 238,605,000 | 245,197,000 | 250,333,000 | 250,941,000 |
| Equity capital | 89,614,000 | 79,917,000 | 74,831,000 | 75,503,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 7,280,000 | 14,826,000 | 23,522,000 | 33,409,000 |
| Interest expense | 595,000 | 1,197,000 | 1,940,000 | 3,547,000 |
| Net interest income | 6,685,000 | 13,629,000 | 21,582,000 | 29,862,000 |
| Noninterest income | 895,000 | 1,803,000 | 2,731,000 | 3,721,000 |
| Noninterest expense | 3,863,000 | 8,005,000 | 12,195,000 | 16,472,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,715,000 | 7,017,000 | 11,180,000 | 16,515,000 |
| Income tax | 731,000 | 1,372,000 | 2,195,000 | 3,266,000 |
| Net income | 2,984,000 | 5,645,000 | 8,985,000 | 13,249,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 106,244,000 | 107,561,000 | 110,131,000 | 112,376,000 |
| Total capital | 113,305,000 | 114,830,000 | 117,776,000 | 120,273,000 |
| Risk-weighted assets | 869,006,000 | 871,645,000 | 885,459,000 | 909,691,000 |