Call reports 2021
NORTH SIDE BANK AND TRUST COMPANY, THE — 2021
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 985,349,000 | 992,913,000 | 1,044,452,000 | 1,068,216,000 |
| Total loans | 638,247,000 | 605,115,000 | 582,488,000 | 587,967,000 |
| Allowance for loan losses | 6,382,000 | 6,605,000 | 6,836,000 | 6,991,000 |
| Securities available for sale | 115,493,000 | 130,070,000 | 172,257,000 | 199,285,000 |
| Securities held to maturity | 101,751,000 | 93,592,000 | 90,824,000 | 87,390,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 739,162,000 | 740,786,000 | 792,438,000 | 840,729,000 |
| Interest-bearing deposits | 507,015,000 | 512,277,000 | 551,122,000 | 587,374,000 |
| Noninterest-bearing deposits | 232,147,000 | 228,509,000 | 241,316,000 | 253,355,000 |
| Equity capital | 94,804,000 | 98,331,000 | 100,411,000 | 101,119,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 7,206,000 | 14,494,000 | 22,091,000 | 29,410,000 |
| Interest expense | 787,000 | 1,487,000 | 2,151,000 | 2,811,000 |
| Net interest income | 6,419,000 | 13,007,000 | 19,940,000 | 26,599,000 |
| Noninterest income | 823,000 | 1,682,000 | 2,570,000 | 3,601,000 |
| Noninterest expense | 3,455,000 | 6,981,000 | 10,683,000 | 14,594,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 3,800,000 | 7,768,000 | 11,543,000 | 15,716,000 |
| Income tax | 749,000 | 1,530,000 | 2,272,000 | 3,095,000 |
| Net income | 3,051,000 | 6,238,000 | 9,271,000 | 12,621,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 97,831,000 | 100,215,000 | 102,460,000 | 104,037,000 |
| Total capital | 104,213,000 | 106,820,000 | 109,296,000 | 111,028,000 |
| Risk-weighted assets | 841,926,000 | 855,402,000 | 869,381,000 | 885,712,000 |