Call reports 2020
NORTH SIDE BANK AND TRUST COMPANY, THE — 2020
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 770,063,000 | 888,067,000 | 910,801,000 | 946,549,000 |
| Total loans | 513,921,000 | 625,572,000 | 641,608,000 | 624,784,000 |
| Allowance for loan losses | 5,980,000 | 5,978,000 | 6,204,000 | 6,172,000 |
| Securities available for sale | 0 | 32,919,000 | 54,512,000 | 76,085,000 |
| Securities held to maturity | 136,371,000 | 130,623,000 | 120,166,000 | 112,524,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 579,839,000 | 671,798,000 | 676,289,000 | 714,686,000 |
| Interest-bearing deposits | 425,099,000 | 453,761,000 | 460,582,000 | 494,760,000 |
| Noninterest-bearing deposits | 154,740,000 | 218,037,000 | 215,707,000 | 219,926,000 |
| Equity capital | 89,892,000 | 92,049,000 | 93,759,000 | 95,668,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,004,000 | 14,131,000 | 21,265,000 | 29,023,000 |
| Interest expense | 1,667,000 | 2,896,000 | 3,975,000 | 4,884,000 |
| Net interest income | 5,337,000 | 11,235,000 | 17,290,000 | 24,139,000 |
| Noninterest income | 784,000 | 1,439,000 | 2,131,000 | 3,073,000 |
| Noninterest expense | 3,503,000 | 6,807,000 | 10,121,000 | 13,753,000 |
| Provision for loan losses | 0 | 225,000 | 450,000 | 675,000 |
| Pretax income | 2,089,000 | 5,441,000 | 8,722,000 | 13,125,000 |
| Income tax | 524,000 | 1,137,000 | 1,821,000 | 2,697,000 |
| Net income | 1,565,000 | 4,304,000 | 6,901,000 | 10,428,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,892,000 | 91,851,000 | 93,516,000 | 95,661,000 |
| Total capital | 95,872,000 | 97,829,000 | 99,720,000 | 101,833,000 |
| Risk-weighted assets | 715,163,000 | 738,812,000 | 769,865,000 | 824,422,000 |