Call reports 2019
NORTH SIDE BANK AND TRUST COMPANY, THE — 2019
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 661,001,000 | 672,421,000 | 715,202,000 | 754,618,000 |
| Total loans | 504,954,000 | 526,914,000 | 516,794,000 | 507,196,000 |
| Allowance for loan losses | 5,562,000 | 5,515,000 | 5,515,000 | 5,938,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 113,323,000 | 112,247,000 | 114,345,000 | 118,605,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 501,051,000 | 517,215,000 | 558,776,000 | 584,267,000 |
| Interest-bearing deposits | 364,341,000 | 387,014,000 | 408,649,000 | 421,191,000 |
| Noninterest-bearing deposits | 136,710,000 | 130,201,000 | 150,127,000 | 163,076,000 |
| Equity capital | 84,936,000 | 86,704,000 | 88,228,000 | 89,351,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,020,000 | 14,302,000 | 21,704,000 | 28,852,000 |
| Interest expense | 1,273,000 | 2,802,000 | 4,493,000 | 6,231,000 |
| Net interest income | 5,747,000 | 11,500,000 | 17,211,000 | 22,621,000 |
| Noninterest income | 722,000 | 1,471,000 | 2,274,000 | 3,167,000 |
| Noninterest expense | 3,387,000 | 6,793,000 | 10,040,000 | 13,342,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,314,000 | 6,523,000 | 9,472,000 | 12,883,000 |
| Income tax | 621,000 | 1,318,000 | 1,904,000 | 2,507,000 |
| Net income | 2,693,000 | 5,205,000 | 7,568,000 | 10,376,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 84,936,000 | 86,704,000 | 88,228,000 | 89,351,000 |
| Total capital | 90,498,000 | 92,219,000 | 93,743,000 | 95,289,000 |
| Risk-weighted assets | 669,189,000 | 694,091,000 | 683,332,000 | 685,355,000 |