Call reports 2018
NORTH SIDE BANK AND TRUST COMPANY, THE — 2018
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 612,861,000 | 611,061,000 | 624,188,000 | 678,137,000 |
| Total loans | 416,279,000 | 436,091,000 | 454,402,000 | 502,962,000 |
| Allowance for loan losses | 5,540,000 | 5,570,000 | 5,606,000 | 5,564,000 |
| Securities available for sale | 1,578,000 | 1,709,000 | 1,968,000 | 0 |
| Securities held to maturity | 111,593,000 | 114,652,000 | 117,068,000 | 117,698,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 454,054,000 | 465,672,000 | 465,725,000 | 512,591,000 |
| Interest-bearing deposits | 314,808,000 | 320,695,000 | 319,382,000 | 366,277,000 |
| Noninterest-bearing deposits | 139,246,000 | 144,977,000 | 146,343,000 | 146,314,000 |
| Equity capital | 78,811,000 | 80,375,000 | 82,253,000 | 82,986,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,410,000 | 11,137,000 | 17,282,000 | 24,047,000 |
| Interest expense | 588,000 | 1,235,000 | 1,988,000 | 3,078,000 |
| Net interest income | 4,822,000 | 9,902,000 | 15,294,000 | 20,969,000 |
| Noninterest income | 730,000 | 1,471,000 | 2,206,000 | 3,051,000 |
| Noninterest expense | 3,026,000 | 6,106,000 | 9,317,000 | 12,920,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,526,000 | 5,267,000 | 8,183,000 | 11,444,000 |
| Income tax | 508,000 | 1,063,000 | 1,650,000 | 2,308,000 |
| Net income | 2,018,000 | 4,204,000 | 6,533,000 | 9,136,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 77,524,000 | 78,671,000 | 80,276,000 | 82,986,000 |
| Total capital | 83,680,000 | 84,916,000 | 86,674,000 | 88,550,000 |
| Risk-weighted assets | 582,559,000 | 610,603,000 | 624,751,000 | 671,719,000 |