Call reports 2017
NORTH SIDE BANK AND TRUST COMPANY, THE — 2017
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 569,752,000 | 575,287,000 | 596,649,000 | 632,696,000 |
| Total loans | 410,636,000 | 426,954,000 | 431,268,000 | 426,846,000 |
| Allowance for loan losses | 6,355,000 | 6,536,000 | 5,508,000 | 5,579,000 |
| Securities available for sale | 1,188,000 | 1,351,000 | 1,363,000 | 1,621,000 |
| Securities held to maturity | 102,450,000 | 102,089,000 | 102,443,000 | 115,667,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 436,987,000 | 441,224,000 | 452,090,000 | 474,723,000 |
| Interest-bearing deposits | 308,738,000 | 313,851,000 | 311,976,000 | 324,210,000 |
| Noninterest-bearing deposits | 128,249,000 | 127,373,000 | 140,114,000 | 150,513,000 |
| Equity capital | 75,658,000 | 76,360,000 | 77,162,000 | 77,498,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,753,000 | 9,765,000 | 15,077,000 | 20,476,000 |
| Interest expense | 394,000 | 833,000 | 1,316,000 | 1,868,000 |
| Net interest income | 4,359,000 | 8,932,000 | 13,761,000 | 18,608,000 |
| Noninterest income | 676,000 | 1,349,000 | 2,053,000 | 2,841,000 |
| Noninterest expense | 2,777,000 | 5,503,000 | 8,221,000 | 11,486,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 2,033,000 | 4,328,000 | 6,918,000 | 9,063,000 |
| Income tax | 670,000 | 1,431,000 | 2,291,000 | 3,297,000 |
| Net income | 1,363,000 | 2,897,000 | 4,627,000 | 5,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 74,722,000 | 75,300,000 | 76,055,000 | 76,192,000 |
| Total capital | 81,518,000 | 82,350,000 | 82,082,000 | 82,406,000 |
| Risk-weighted assets | 535,114,000 | 553,220,000 | 558,978,000 | 591,081,000 |