Call reports 2011
NORTH SIDE BANK AND TRUST COMPANY, THE — 2011
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 501,707,000 | 480,249,000 | 490,829,000 | 486,609,000 |
| Total loans | 342,790,000 | 342,995,000 | 340,951,000 | 333,278,000 |
| Allowance for loan losses | 6,864,000 | 7,320,000 | 7,492,000 | 6,685,000 |
| Securities available for sale | 754,000 | 807,000 | 758,000 | 812,000 |
| Securities held to maturity | 100,603,000 | 101,079,000 | 101,278,000 | 101,266,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 382,122,000 | 379,079,000 | 378,802,000 | 379,987,000 |
| Interest-bearing deposits | 315,483,000 | 310,787,000 | 308,010,000 | 306,147,000 |
| Noninterest-bearing deposits | 66,639,000 | 68,292,000 | 70,792,000 | 73,840,000 |
| Equity capital | 63,245,000 | 63,727,000 | 64,016,000 | 64,599,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,301,000 | 10,344,000 | 15,117,000 | 19,750,000 |
| Interest expense | 986,000 | 1,872,000 | 2,656,000 | 3,383,000 |
| Net interest income | 4,315,000 | 8,472,000 | 12,461,000 | 16,367,000 |
| Noninterest income | 592,000 | 1,190,000 | 1,813,000 | 2,442,000 |
| Noninterest expense | 2,674,000 | 5,369,000 | 7,970,000 | 10,636,000 |
| Provision for loan losses | 300,000 | 1,100,000 | 1,700,000 | 2,000,000 |
| Pretax income | 1,933,000 | 3,193,000 | 4,604,000 | 6,173,000 |
| Income tax | 515,000 | 836,000 | 1,433,000 | 1,963,000 |
| Net income | 1,418,000 | 2,357,000 | 3,171,000 | 4,210,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,906,000 | 63,353,000 | 63,674,000 | 64,221,000 |
| Total capital | 67,243,000 | 67,717,000 | 68,014,000 | 68,476,000 |
| Risk-weighted assets | 344,405,000 | 346,185,000 | 344,087,000 | 337,962,000 |