Call reports 2002
NORTH SIDE BANK AND TRUST COMPANY, THE — 2002
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 357,770,000 | 385,408,000 | 398,076,000 | 395,743,000 |
| Total loans | 272,642,000 | 286,662,000 | 288,733,000 | 294,455,000 |
| Allowance for loan losses | 3,243,000 | 3,465,000 | 3,286,000 | 3,003,000 |
| Securities available for sale | 0 | 0 | 0 | 332,000 |
| Securities held to maturity | 70,466,000 | 82,286,000 | 80,180,000 | 79,872,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 265,336,000 | 282,515,000 | 291,612,000 | 280,956,000 |
| Interest-bearing deposits | 222,897,000 | 239,454,000 | 242,296,000 | 233,601,000 |
| Noninterest-bearing deposits | 42,439,000 | 43,061,000 | 49,316,000 | 47,355,000 |
| Equity capital | 46,554,000 | 47,412,000 | 48,307,000 | 49,209,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,766,000 | 11,545,000 | 17,394,000 | 23,124,000 |
| Interest expense | 2,220,000 | 4,382,000 | 6,604,000 | 8,677,000 |
| Net interest income | 3,546,000 | 7,163,000 | 10,790,000 | 14,447,000 |
| Noninterest income | 378,000 | 799,000 | 1,222,000 | 1,932,000 |
| Noninterest expense | 1,797,000 | 3,665,000 | 5,542,000 | 7,747,000 |
| Provision for loan losses | 150,000 | 300,000 | 450,000 | 600,000 |
| Pretax income | 1,977,000 | 3,997,000 | 6,020,000 | 8,032,000 |
| Income tax | 691,000 | 1,412,000 | 2,099,000 | 2,660,000 |
| Net income | 1,286,000 | 2,585,000 | 3,921,000 | 5,372,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,554,000 | 47,412,000 | 48,307,000 | 49,128,000 |
| Total capital | 49,750,000 | 50,778,000 | 51,593,000 | 52,131,000 |
| Risk-weighted assets | 255,648,000 | 269,194,000 | 275,852,000 | 279,184,000 |