Call reports 2001
NORTH SIDE BANK AND TRUST COMPANY, THE — 2001
What NORTH SIDE BANK AND TRUST COMPANY, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 349,447,000 | 362,059,000 | 361,053,000 | 356,469,000 |
| Total loans | 267,219,000 | 269,578,000 | 274,711,000 | 265,693,000 |
| Allowance for loan losses | 5,106,000 | 5,300,000 | 3,099,000 | 3,163,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 69,635,000 | 69,476,000 | 71,611,000 | 70,835,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 247,905,000 | 261,178,000 | 267,278,000 | 272,590,000 |
| Interest-bearing deposits | 210,379,000 | 222,093,000 | 225,869,000 | 228,183,000 |
| Noninterest-bearing deposits | 37,526,000 | 39,085,000 | 41,409,000 | 44,407,000 |
| Equity capital | 43,678,000 | 44,324,000 | 45,101,000 | 45,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 6,792,000 | 13,507,000 | 20,123,000 | 26,237,000 |
| Interest expense | 3,661,000 | 7,149,000 | 10,432,000 | 13,013,000 |
| Net interest income | 3,131,000 | 6,358,000 | 9,691,000 | 13,224,000 |
| Noninterest income | 357,000 | 776,000 | 1,138,000 | 1,584,000 |
| Noninterest expense | 1,717,000 | 3,530,000 | 5,384,000 | 7,457,000 |
| Provision for loan losses | 150,000 | 300,000 | 350,000 | 400,000 |
| Pretax income | 1,621,000 | 3,304,000 | 5,095,000 | 6,951,000 |
| Income tax | 579,000 | 1,175,000 | 1,747,000 | 2,366,000 |
| Net income | 1,042,000 | 2,129,000 | 3,348,000 | 4,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,678,000 | 44,324,000 | 45,101,000 | 45,709,000 |
| Total capital | 46,885,000 | 47,547,000 | 48,200,000 | 48,818,000 |
| Risk-weighted assets | 254,624,000 | 255,771,000 | 259,880,000 | 248,644,000 |