Call reports 2026
MACON BANK AND TRUST COMPANY — 2026
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 825,426,000 | 820,507,000 |
| Total loans | 498,810,000 | 513,708,000 |
| Allowance for loan losses | 4,486,000 | 4,579,000 |
| Securities available for sale | 211,890,000 | 208,702,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 757,081,000 | 751,453,000 |
| Interest-bearing deposits | 662,139,000 | 669,225,000 |
| Noninterest-bearing deposits | 94,942,000 | 82,228,000 |
| Equity capital | 60,571,000 | 61,752,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,996,000 | 22,341,000 |
| Interest expense | 4,515,000 | 9,294,000 |
| Net interest income | 6,481,000 | 13,047,000 |
| Noninterest income | 862,000 | 1,733,000 |
| Noninterest expense | 4,138,000 | 8,356,000 |
| Provision for loan losses | 182,000 | 281,000 |
| Pretax income | 3,055,000 | 6,124,000 |
| Income tax | 764,000 | 1,567,000 |
| Net income | 2,291,000 | 4,557,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 81,609,000 | 83,275,000 |