Call reports 2024
MACON BANK AND TRUST COMPANY — 2024
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 697,195,000 | 701,259,000 | 716,488,000 | 710,139,000 |
| Total loans | 373,499,000 | 391,495,000 | 400,318,000 | 414,784,000 |
| Allowance for loan losses | 3,108,000 | 3,345,000 | 3,486,000 | 3,638,000 |
| Securities available for sale | 241,019,000 | 239,718,000 | 244,314,000 | 222,584,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 640,867,000 | 642,270,000 | 649,224,000 | 647,886,000 |
| Interest-bearing deposits | 561,417,000 | 561,678,000 | 565,217,000 | 561,948,000 |
| Noninterest-bearing deposits | 79,450,000 | 80,592,000 | 84,007,000 | 85,938,000 |
| Equity capital | 37,897,000 | 40,621,000 | 48,976,000 | 43,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 8,650,000 | 17,906,000 | 27,594,000 | 37,467,000 |
| Interest expense | 4,339,000 | 8,910,000 | 13,580,000 | 18,184,000 |
| Net interest income | 4,311,000 | 8,996,000 | 14,014,000 | 19,283,000 |
| Noninterest income | 730,000 | 1,535,000 | 2,340,000 | 3,162,000 |
| Noninterest expense | 3,412,000 | 6,902,000 | 10,425,000 | 13,503,000 |
| Provision for loan losses | 124,000 | 357,000 | 527,000 | 677,000 |
| Pretax income | 1,479,000 | 3,251,000 | 5,313,000 | 8,131,000 |
| Income tax | 337,000 | 749,000 | 1,231,000 | 1,927,000 |
| Net income | 1,142,000 | 2,502,000 | 4,082,000 | 6,204,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 68,127,000 | 69,068,000 | 70,642,000 | 72,125,000 |