Call reports 2022
MACON BANK AND TRUST COMPANY — 2022
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 595,520,000 | 573,773,000 | 569,505,000 | 590,027,000 |
| Total loans | 236,395,000 | 248,346,000 | 266,309,000 | 285,526,000 |
| Allowance for loan losses | 2,994,000 | 3,014,000 | 3,007,000 | 3,056,000 |
| Securities available for sale | 289,195,000 | 273,387,000 | 265,366,000 | 261,316,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 533,049,000 | 532,070,000 | 528,365,000 | 535,595,000 |
| Interest-bearing deposits | 433,737,000 | 422,033,000 | 422,984,000 | 435,198,000 |
| Noninterest-bearing deposits | 99,312,000 | 110,036,000 | 105,381,000 | 100,397,000 |
| Equity capital | 47,508,000 | 32,736,000 | 30,606,000 | 31,873,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,520,000 | 9,443,000 | 14,749,000 | 20,536,000 |
| Interest expense | 838,000 | 1,624,000 | 2,416,000 | 3,657,000 |
| Net interest income | 3,682,000 | 7,819,000 | 12,333,000 | 16,879,000 |
| Noninterest income | 693,000 | 1,450,000 | 2,195,000 | 2,938,000 |
| Noninterest expense | 3,076,000 | 6,244,000 | 9,421,000 | 12,746,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 195,000 |
| Pretax income | 1,236,000 | 2,906,000 | 4,930,000 | 6,730,000 |
| Income tax | 272,000 | 652,000 | 1,129,000 | 1,535,000 |
| Net income | 964,000 | 2,254,000 | 3,801,000 | 5,195,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,161,000 | 61,031,000 | 62,578,000 | 63,343,000 |