Call reports 2019
MACON BANK AND TRUST COMPANY — 2019
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 406,109,000 | 411,680,000 | 415,957,000 | 426,706,000 |
| Total loans | 170,524,000 | 174,244,000 | 182,183,000 | 187,992,000 |
| Allowance for loan losses | 2,598,000 | 2,625,000 | 2,649,000 | 2,688,000 |
| Securities available for sale | 169,510,000 | 174,614,000 | 171,164,000 | 186,824,000 |
| Securities held to maturity | 13,408,000 | 12,010,000 | 8,456,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 346,085,000 | 349,356,000 | 352,529,000 | 361,161,000 |
| Interest-bearing deposits | 295,541,000 | 299,043,000 | 302,850,000 | 308,626,000 |
| Noninterest-bearing deposits | 50,544,000 | 50,313,000 | 49,679,000 | 52,535,000 |
| Equity capital | 50,341,000 | 52,509,000 | 53,613,000 | 53,186,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 3,737,000 | 7,684,000 | 11,713,000 | 15,827,000 |
| Interest expense | 950,000 | 2,014,000 | 3,130,000 | 4,269,000 |
| Net interest income | 2,787,000 | 5,670,000 | 8,583,000 | 11,558,000 |
| Noninterest income | 593,000 | 1,261,000 | 1,939,000 | 2,604,000 |
| Noninterest expense | 2,788,000 | 5,522,000 | 8,282,000 | 11,063,000 |
| Provision for loan losses | 10,000 | 50,000 | 70,000 | 100,000 |
| Pretax income | 582,000 | 1,637,000 | 2,438,000 | 3,618,000 |
| Income tax | 69,000 | 266,000 | 396,000 | 604,000 |
| Net income | 513,000 | 1,371,000 | 2,042,000 | 3,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,480,000 | 51,993,000 | 52,664,000 | 53,037,000 |
| Total capital | 54,078,000 | 54,618,000 | 55,313,000 | 55,725,000 |
| Risk-weighted assets | 212,857,000 | 222,077,000 | 230,372,000 | 244,573,000 |