Call reports 2018
MACON BANK AND TRUST COMPANY — 2018
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 387,946,000 | 383,474,000 | 377,938,000 | 394,693,000 |
| Total loans | 155,643,000 | 157,778,000 | 161,381,000 | 171,048,000 |
| Allowance for loan losses | 2,602,000 | 2,609,000 | 2,597,000 | 2,622,000 |
| Securities available for sale | 167,179,000 | 168,087,000 | 159,185,000 | 162,902,000 |
| Securities held to maturity | 18,076,000 | 17,384,000 | 13,931,000 | 13,878,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,029,000 | 326,778,000 | 320,963,000 | 337,035,000 |
| Interest-bearing deposits | 277,725,000 | 275,802,000 | 274,528,000 | 283,526,000 |
| Noninterest-bearing deposits | 53,304,000 | 50,976,000 | 46,435,000 | 53,509,000 |
| Equity capital | 46,584,000 | 46,458,000 | 46,622,000 | 48,021,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 3,367,000 | 6,892,000 | 10,396,000 | 14,084,000 |
| Interest expense | 577,000 | 1,197,000 | 1,875,000 | 2,683,000 |
| Net interest income | 2,790,000 | 5,695,000 | 8,521,000 | 11,401,000 |
| Noninterest income | 610,000 | 1,261,000 | 2,077,000 | 2,700,000 |
| Noninterest expense | 2,492,000 | 5,120,000 | 7,841,000 | 10,618,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 120,000 |
| Pretax income | 878,000 | 1,773,000 | 2,753,000 | 3,446,000 |
| Income tax | 130,000 | 267,000 | 429,000 | 534,000 |
| Net income | 748,000 | 1,506,000 | 2,324,000 | 2,912,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 49,472,000 | 49,885,000 | 50,701,000 | 50,967,000 |
| Total capital | 51,915,000 | 52,341,000 | 53,177,000 | 53,582,000 |
| Risk-weighted assets | 195,249,000 | 196,362,000 | 197,952,000 | 209,159,000 |