Call reports 2017
MACON BANK AND TRUST COMPANY — 2017
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 389,188,000 | 384,432,000 | 382,750,000 | 381,464,000 |
| Total loans | 144,057,000 | 147,660,000 | 152,133,000 | 156,142,000 |
| Allowance for loan losses | 2,594,000 | 2,597,000 | 2,594,000 | 2,563,000 |
| Securities available for sale | 171,343,000 | 178,075,000 | 173,494,000 | 171,011,000 |
| Securities held to maturity | 18,728,000 | 19,582,000 | 19,270,000 | 18,249,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,060,000 | 324,726,000 | 322,506,000 | 323,368,000 |
| Interest-bearing deposits | 274,234,000 | 271,049,000 | 268,723,000 | 272,588,000 |
| Noninterest-bearing deposits | 56,826,000 | 53,677,000 | 53,783,000 | 50,780,000 |
| Equity capital | 47,198,000 | 48,975,000 | 49,623,000 | 47,797,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,223,000 | 6,512,000 | 9,847,000 | 13,226,000 |
| Interest expense | 501,000 | 1,008,000 | 1,526,000 | 2,072,000 |
| Net interest income | 2,722,000 | 5,504,000 | 8,321,000 | 11,154,000 |
| Noninterest income | 618,000 | 1,215,000 | 1,846,000 | 2,458,000 |
| Noninterest expense | 2,412,000 | 4,899,000 | 7,372,000 | 9,803,000 |
| Provision for loan losses | 30,000 | 60,000 | 90,000 | 130,000 |
| Pretax income | 897,000 | 2,003,000 | 2,942,000 | 3,915,000 |
| Income tax | 186,000 | 454,000 | 652,000 | 1,936,000 |
| Net income | 711,000 | 1,549,000 | 2,290,000 | 1,979,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 48,222,000 | 48,775,000 | 49,545,000 | 48,722,000 |
| Total capital | 50,503,000 | 51,078,000 | 51,889,000 | 51,090,000 |
| Risk-weighted assets | 182,163,000 | 183,916,000 | 187,240,000 | 189,249,000 |