Call reports 2001
MACON BANK AND TRUST COMPANY — 2001
What MACON BANK AND TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 175,774,000 | 175,466,000 | 179,378,000 | 197,389,000 |
| Total loans | 88,234,000 | 91,629,000 | 94,311,000 | 93,470,000 |
| Allowance for loan losses | 1,348,000 | 1,354,000 | 1,385,000 | 1,404,000 |
| Securities available for sale | 53,762,000 | 56,609,000 | 55,879,000 | 69,222,000 |
| Securities held to maturity | 15,691,000 | 15,185,000 | 15,189,000 | 15,969,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 154,598,000 | 154,251,000 | 157,086,000 | 175,531,000 |
| Interest-bearing deposits | 136,686,000 | 137,396,000 | 139,488,000 | 155,022,000 |
| Noninterest-bearing deposits | 17,912,000 | 16,855,000 | 17,598,000 | 20,509,000 |
| Equity capital | 19,785,000 | 19,940,000 | 20,792,000 | 20,514,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,258,000 | 6,530,000 | 9,761,000 | 12,989,000 |
| Interest expense | 1,825,000 | 3,604,000 | 5,260,000 | 6,759,000 |
| Net interest income | 1,433,000 | 2,926,000 | 4,501,000 | 6,230,000 |
| Noninterest income | 226,000 | 496,000 | 735,000 | 1,025,000 |
| Noninterest expense | 1,120,000 | 2,262,000 | 3,415,000 | 4,722,000 |
| Provision for loan losses | 30,000 | 60,000 | 105,000 | 150,000 |
| Pretax income | 535,000 | 1,206,000 | 1,886,000 | 2,558,000 |
| Income tax | 153,000 | 338,000 | 528,000 | 686,000 |
| Net income | 382,000 | 868,000 | 1,358,000 | 1,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,979,000 | 19,195,000 | 19,685,000 | 19,275,000 |
| Total capital | 20,238,000 | 20,484,000 | 21,004,000 | 20,641,000 |
| Risk-weighted assets | 100,567,000 | 103,034,000 | 105,468,000 | 109,266,000 |