Call reports 2026
HIGHLAND BANK — 2026
What HIGHLAND BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 769,765,000 | 775,919,000 |
| Total loans | 551,613,000 | 563,173,000 |
| Allowance for loan losses | 13,789,000 | 14,251,000 |
| Securities available for sale | 188,431,000 | 188,196,000 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 670,568,000 | 684,378,000 |
| Interest-bearing deposits | 503,199,000 | 512,889,000 |
| Noninterest-bearing deposits | 167,369,000 | 171,489,000 |
| Equity capital | 57,234,000 | 57,100,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 10,531,000 | 21,427,000 |
| Interest expense | 3,382,000 | 6,840,000 |
| Net interest income | 7,149,000 | 14,587,000 |
| Noninterest income | 426,000 | 948,000 |
| Noninterest expense | 5,807,000 | 11,676,000 |
| Provision for loan losses | 1,200,000 | 3,700,000 |
| Pretax income | 568,000 | 159,000 |
| Income tax | 0 | 0 |
| Net income | 568,000 | 159,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 66,831,000 | 66,495,000 |
| Total capital | 75,055,000 | 74,809,000 |
| Risk-weighted assets | 651,560,000 | 658,338,000 |