Call report 2025Q4
HIGHLAND BANK — 2025Q4
The 22 measures HIGHLAND BANK reported to the FFIEC for 2025Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 765,504,000 | USD | evidence → |
| Total loans | 548,314,000 | USD | evidence → |
| Allowance for loan losses | 12,763,000 | USD | evidence → |
| Securities available for sale | 190,628,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 661,249,000 | USD | evidence → |
| Interest-bearing deposits | 498,525,000 | USD | evidence → |
| Noninterest-bearing deposits | 162,724,000 | USD | evidence → |
| Equity capital | 57,425,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 44,505,000 | USD | evidence → |
| Interest expense | 14,737,000 | USD | evidence → |
| Net interest income | 29,768,000 | USD | evidence → |
| Noninterest income | 2,414,000 | USD | evidence → |
| Noninterest expense | 23,151,000 | USD | evidence → |
| Provision for loan losses | 8,536,000 | USD | evidence → |
| Pretax income | 104,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | 103,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 66,194,000 | USD | evidence → |
| Total capital | 74,189,000 | USD | evidence → |
| Risk-weighted assets | 634,047,000 | USD | evidence → |