Call reports 2024
HIGHLAND BANK — 2024
What HIGHLAND BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 778,755,000 | 759,078,000 | 787,146,000 | 761,121,000 |
| Total loans | 548,382,000 | 547,461,000 | 543,024,000 | 544,478,000 |
| Allowance for loan losses | 9,066,000 | 9,065,000 | 9,268,000 | 9,430,000 |
| Securities available for sale | 192,729,000 | 187,667,000 | 193,945,000 | 191,462,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 659,985,000 | 654,198,000 | 662,605,000 | 655,934,000 |
| Interest-bearing deposits | 491,682,000 | 488,721,000 | 488,678,000 | 490,793,000 |
| Noninterest-bearing deposits | 168,303,000 | 165,477,000 | 173,927,000 | 165,141,000 |
| Equity capital | 54,202,000 | 53,685,000 | 57,388,000 | 54,962,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 10,898,000 | 21,776,000 | 32,954,000 | 44,107,000 |
| Interest expense | 4,285,000 | 8,389,000 | 12,660,000 | 16,670,000 |
| Net interest income | 6,613,000 | 13,387,000 | 20,294,000 | 27,437,000 |
| Noninterest income | 433,000 | 935,000 | 1,400,000 | 1,896,000 |
| Noninterest expense | 6,062,000 | 11,813,000 | 17,837,000 | 23,525,000 |
| Provision for loan losses | 0 | 0 | 300,000 | 565,000 |
| Pretax income | 984,000 | 2,509,000 | 3,557,000 | 5,208,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 984,000 | 2,509,000 | 3,557,000 | 5,208,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 69,300,000 | 68,939,000 | 68,059,000 | 68,782,000 |
| Total capital | 77,290,000 | 77,039,000 | 76,155,000 | 76,957,000 |
| Risk-weighted assets | 637,431,000 | 646,337,000 | 645,794,000 | 652,029,000 |