Call reports 2022
HIGHLAND BANK — 2022
What HIGHLAND BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 646,263,000 | 623,820,000 | 636,020,000 | 663,555,000 |
| Total loans | 381,195,000 | 385,593,000 | 399,554,000 | 421,278,000 |
| Allowance for loan losses | 6,669,000 | 6,703,000 | 6,702,000 | 6,704,000 |
| Securities available for sale | 223,309,000 | 227,270,000 | 222,074,000 | 223,573,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 539,401,000 | 529,176,000 | 537,335,000 | 542,446,000 |
| Interest-bearing deposits | 336,167,000 | 329,568,000 | 328,546,000 | 334,170,000 |
| Noninterest-bearing deposits | 203,234,000 | 199,608,000 | 208,788,000 | 208,276,000 |
| Equity capital | 54,497,000 | 47,919,000 | 40,747,000 | 33,911,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 6,800,000 | 13,016,000 | 19,544,000 | 26,630,000 |
| Interest expense | 291,000 | 610,000 | 1,041,000 | 2,074,000 |
| Net interest income | 6,509,000 | 12,406,000 | 18,503,000 | 24,556,000 |
| Noninterest income | 903,000 | 1,705,000 | 2,151,000 | 2,622,000 |
| Noninterest expense | 4,202,000 | 8,761,000 | 13,224,000 | 17,796,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,210,000 | 5,350,000 | 7,430,000 | 9,382,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,210,000 | 5,350,000 | 7,430,000 | 9,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,627,000 | 62,772,000 | 64,898,000 | 56,861,000 |
| Total capital | 66,530,000 | 69,022,000 | 71,301,000 | 63,565,000 |
| Risk-weighted assets | 471,503,000 | 499,581,000 | 511,905,000 | 540,544,000 |