Call reports 2021
HIGHLAND BANK — 2021
What HIGHLAND BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 647,629,000 | 667,032,000 | 659,500,000 | 640,438,000 |
| Total loans | 438,724,000 | 402,957,000 | 404,019,000 | 391,829,000 |
| Allowance for loan losses | 6,629,000 | 6,616,000 | 6,622,000 | 6,627,000 |
| Securities available for sale | 171,802,000 | 203,323,000 | 218,744,000 | 218,379,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 534,217,000 | 546,601,000 | 540,819,000 | 523,265,000 |
| Interest-bearing deposits | 317,547,000 | 333,803,000 | 318,993,000 | 319,785,000 |
| Noninterest-bearing deposits | 216,670,000 | 212,798,000 | 221,826,000 | 203,479,000 |
| Equity capital | 62,221,000 | 67,838,000 | 68,948,000 | 69,509,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 6,086,000 | 13,419,000 | 19,352,000 | 25,415,000 |
| Interest expense | 379,000 | 754,000 | 1,084,000 | 1,381,000 |
| Net interest income | 5,707,000 | 12,665,000 | 18,268,000 | 24,034,000 |
| Noninterest income | 1,719,000 | 2,176,000 | 2,765,000 | 3,251,000 |
| Noninterest expense | 4,010,000 | 8,022,000 | 12,085,000 | 16,645,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 3,416,000 | 6,819,000 | 8,948,000 | 10,866,000 |
| Income tax | 115,000 | 116,000 | 116,000 | 116,000 |
| Net income | 3,301,000 | 6,703,000 | 8,832,000 | 10,750,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,719,000 | 60,129,000 | 62,249,000 | 64,176,000 |
| Total capital | 61,958,000 | 65,610,000 | 68,202,000 | 70,057,000 |
| Risk-weighted assets | 417,730,000 | 437,368,000 | 475,533,000 | 469,727,000 |