Call reports 2018
HIGHLAND BANK — 2018
What HIGHLAND BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 511,158,000 | 536,241,000 | 525,554,000 | 515,689,000 |
| Total loans | 312,550,000 | 319,872,000 | 323,581,000 | 332,148,000 |
| Allowance for loan losses | 4,724,000 | 4,902,000 | 4,688,000 | 4,694,000 |
| Securities available for sale | 182,008,000 | 198,106,000 | 183,173,000 | 163,154,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 368,727,000 | 377,849,000 | 388,187,000 | 394,949,000 |
| Interest-bearing deposits | 222,044,000 | 231,469,000 | 239,768,000 | 263,795,000 |
| Noninterest-bearing deposits | 146,683,000 | 146,380,000 | 148,419,000 | 131,154,000 |
| Equity capital | 49,822,000 | 50,826,000 | 51,202,000 | 53,925,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 5,011,000 | 10,431,000 | 16,054,000 | 21,986,000 |
| Interest expense | 446,000 | 1,038,000 | 1,790,000 | 2,611,000 |
| Net interest income | 4,565,000 | 9,393,000 | 14,264,000 | 19,375,000 |
| Noninterest income | 1,311,000 | 1,781,000 | 2,287,000 | 2,878,000 |
| Noninterest expense | 3,511,000 | 6,979,000 | 10,636,000 | 14,519,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 2,340,000 | 4,150,000 | 5,906,000 | 7,758,000 |
| Income tax | 591,000 | 1,025,000 | 1,438,000 | 1,903,000 |
| Net income | 1,749,000 | 3,125,000 | 4,468,000 | 5,855,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,638,000 | 47,858,000 | 48,685,000 | 50,527,000 |
| Total capital | 51,164,000 | 52,618,000 | 53,373,000 | 55,221,000 |
| Risk-weighted assets | 361,877,000 | 380,676,000 | 384,114,000 | 392,927,000 |