Call reports 2017
HIGHLAND BANK — 2017
What HIGHLAND BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 524,899,000 | 520,946,000 | 514,391,000 | 491,031,000 |
| Total loans | 294,569,000 | 307,808,000 | 313,918,000 | 311,920,000 |
| Allowance for loan losses | 4,475,000 | 4,494,000 | 4,512,000 | 4,731,000 |
| Securities available for sale | 207,906,000 | 192,166,000 | 180,246,000 | 159,876,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 384,940,000 | 380,993,000 | 381,443,000 | 361,185,000 |
| Interest-bearing deposits | 236,697,000 | 237,283,000 | 232,315,000 | 222,766,000 |
| Noninterest-bearing deposits | 148,243,000 | 143,710,000 | 149,128,000 | 138,419,000 |
| Equity capital | 49,110,000 | 51,194,000 | 52,598,000 | 52,766,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,853,000 | 9,885,000 | 15,167,000 | 20,266,000 |
| Interest expense | 408,000 | 874,000 | 1,355,000 | 1,806,000 |
| Net interest income | 4,445,000 | 9,011,000 | 13,812,000 | 18,460,000 |
| Noninterest income | 418,000 | 889,000 | 1,574,000 | 2,140,000 |
| Noninterest expense | 3,657,000 | 7,108,000 | 10,848,000 | 14,727,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,131,000 | 2,654,000 | 4,654,000 | 6,101,000 |
| Income tax | 300,000 | 748,000 | 1,427,000 | 3,038,000 |
| Net income | 831,000 | 1,906,000 | 3,227,000 | 3,063,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,702,000 | 46,436,000 | 47,890,000 | 48,953,000 |
| Total capital | 49,009,000 | 50,897,000 | 52,323,000 | 53,275,000 |
| Risk-weighted assets | 343,551,000 | 356,082,000 | 353,800,000 | 344,919,000 |