Call report 2008Q4
HIGHLAND BANK — 2008Q4
The 22 measures HIGHLAND BANK reported to the FFIEC for 2008Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 619,220,000 | USD | evidence → |
| Total loans | 396,751,000 | USD | evidence → |
| Allowance for loan losses | 6,109,000 | USD | evidence → |
| Securities available for sale | 179,040,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 425,004,000 | USD | evidence → |
| Interest-bearing deposits | 341,654,000 | USD | evidence → |
| Noninterest-bearing deposits | 83,350,000 | USD | evidence → |
| Equity capital | 50,931,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 31,714,000 | USD | evidence → |
| Interest expense | 12,257,000 | USD | evidence → |
| Net interest income | 19,457,000 | USD | evidence → |
| Noninterest income | 2,948,000 | USD | evidence → |
| Noninterest expense | 16,711,000 | USD | evidence → |
| Provision for loan losses | 5,296,000 | USD | evidence → |
| Pretax income | 515,000 | USD | evidence → |
| Income tax | 10,000 | USD | evidence → |
| Net income | 505,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 44,904,000 | USD | evidence → |
| Total capital | 50,692,000 | USD | evidence → |
| Risk-weighted assets | 462,441,000 | USD | evidence → |