Call report 2005Q1
HIGHLAND BANK — 2005Q1
The 22 measures HIGHLAND BANK reported to the FFIEC for 2005Q1, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 394,222,000 | USD | evidence → |
| Total loans | 247,428,000 | USD | evidence → |
| Allowance for loan losses | 2,903,000 | USD | evidence → |
| Securities available for sale | 127,944,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 280,381,000 | USD | evidence → |
| Interest-bearing deposits | 202,814,000 | USD | evidence → |
| Noninterest-bearing deposits | 77,567,000 | USD | evidence → |
| Equity capital | 34,024,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 5,395,000 | USD | evidence → |
| Interest expense | 1,332,000 | USD | evidence → |
| Net interest income | 4,063,000 | USD | evidence → |
| Noninterest income | 636,000 | USD | evidence → |
| Noninterest expense | 2,799,000 | USD | evidence → |
| Provision for loan losses | 267,000 | USD | evidence → |
| Pretax income | 1,633,000 | USD | evidence → |
| Income tax | 5,000 | USD | evidence → |
| Net income | 1,628,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 32,880,000 | USD | evidence → |
| Total capital | 35,783,000 | USD | evidence → |
| Risk-weighted assets | 284,850,000 | USD | evidence → |