Call reports 2014
GRANT COUNTY DEPOSIT BANK — 2014
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Total assets | 79,359,000 | 75,724,000 | 73,043,000 |
| Total loans | 43,595,000 | 42,132,000 | 40,578,000 |
| Allowance for loan losses | 803,000 | 583,000 | 479,000 |
| Securities available for sale | 27,754,000 | 27,036,000 | 25,058,000 |
| Securities held to maturity | 10,000 | 10,000 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 67,146,000 | 64,207,000 | 61,678,000 |
| Interest-bearing deposits | 59,801,000 | 56,772,000 | 54,273,000 |
| Noninterest-bearing deposits | 7,345,000 | 7,435,000 | 7,405,000 |
| Equity capital | 8,621,000 | 8,518,000 | 8,411,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Interest income | 750,000 | 1,448,000 | 2,125,000 |
| Interest expense | 84,000 | 164,000 | 240,000 |
| Net interest income | 666,000 | 1,284,000 | 1,885,000 |
| Noninterest income | 171,000 | 252,000 | 376,000 |
| Noninterest expense | 821,000 | 1,958,000 | 2,860,000 |
| Provision for loan losses | 0 | 0 | 0 |
| Pretax income | 12,000 | -426,000 | -611,000 |
| Income tax | 4,000 | -145,000 | -208,000 |
| Net income | 8,000 | -281,000 | -403,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 |
|---|---|---|---|
| Tier 1 capital | 8,475,000 | 8,038,000 | 7,853,000 |
| Total capital | 9,036,000 | 8,586,000 | 8,332,000 |
| Risk-weighted assets | 44,598,000 | 43,822,000 | 42,129,000 |