Call reports 2012
GRANT COUNTY DEPOSIT BANK — 2012
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 92,300,000 | 90,759,000 | 90,331,000 | 88,258,000 |
| Total loans | 53,505,000 | 52,259,000 | 49,866,000 | 48,909,000 |
| Allowance for loan losses | 1,444,000 | 1,329,000 | 953,000 | 990,000 |
| Securities available for sale | 12,785,000 | 24,272,000 | 24,794,000 | 29,370,000 |
| Securities held to maturity | 35,000 | 35,000 | 20,000 | 20,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 76,088,000 | 75,122,000 | 74,778,000 | 73,129,000 |
| Interest-bearing deposits | 68,745,000 | 67,697,000 | 67,174,000 | 65,556,000 |
| Noninterest-bearing deposits | 7,343,000 | 7,425,000 | 7,604,000 | 7,573,000 |
| Equity capital | 9,594,000 | 9,593,000 | 9,638,000 | 9,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 892,000 | 1,775,000 | 2,674,000 | 3,590,000 |
| Interest expense | 161,000 | 315,000 | 456,000 | 580,000 |
| Net interest income | 731,000 | 1,460,000 | 2,218,000 | 3,010,000 |
| Noninterest income | 129,000 | 274,000 | 399,000 | 401,000 |
| Noninterest expense | 918,000 | 1,834,000 | 2,679,000 | 3,429,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 155,000 |
| Pretax income | -58,000 | -150,000 | -111,000 | -172,000 |
| Income tax | -22,000 | -55,000 | -44,000 | -66,000 |
| Net income | -36,000 | -95,000 | -67,000 | -106,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,632,000 | 9,574,000 | 9,602,000 | 9,562,000 |
| Total capital | 10,288,000 | 10,217,000 | 10,237,000 | 10,187,000 |
| Risk-weighted assets | 51,691,000 | 50,733,000 | 50,518,000 | 49,627,000 |