Call reports 2011
GRANT COUNTY DEPOSIT BANK — 2011
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 89,566,000 | 87,513,000 | 88,399,000 | 89,015,000 |
| Total loans | 61,040,000 | 60,319,000 | 59,360,000 | 56,061,000 |
| Allowance for loan losses | 971,000 | 1,687,000 | 1,378,000 | 1,469,000 |
| Securities available for sale | 18,818,000 | 18,096,000 | 15,079,000 | 16,014,000 |
| Securities held to maturity | 65,000 | 65,000 | 50,000 | 35,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,150,000 | 70,635,000 | 71,585,000 | 72,514,000 |
| Interest-bearing deposits | 66,671,000 | 63,736,000 | 64,794,000 | 66,099,000 |
| Noninterest-bearing deposits | 7,479,000 | 6,899,000 | 6,791,000 | 6,415,000 |
| Equity capital | 9,700,000 | 9,523,000 | 9,658,000 | 9,674,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,170,000 | 2,298,000 | 3,401,000 | 4,484,000 |
| Interest expense | 205,000 | 380,000 | 547,000 | 711,000 |
| Net interest income | 965,000 | 1,918,000 | 2,854,000 | 3,773,000 |
| Noninterest income | 166,000 | 271,000 | 429,000 | 568,000 |
| Noninterest expense | 890,000 | 1,778,000 | 2,654,000 | 3,434,000 |
| Provision for loan losses | 430,000 | 1,255,000 | 1,255,000 | 1,480,000 |
| Pretax income | -189,000 | -843,000 | -625,000 | -572,000 |
| Income tax | -67,000 | -292,000 | -220,000 | -205,000 |
| Net income | -122,000 | -551,000 | -405,000 | -367,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,913,000 | 9,484,000 | 9,630,000 | 9,669,000 |
| Total capital | 10,627,000 | 10,186,000 | 10,324,000 | 10,338,000 |
| Risk-weighted assets | 56,825,000 | 55,176,000 | 54,870,000 | 52,716,000 |