Call reports 2009
GRANT COUNTY DEPOSIT BANK — 2009
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 103,327,000 | 91,321,000 | 91,362,000 | 90,767,000 |
| Total loans | 60,220,000 | 61,538,000 | 62,200,000 | 62,377,000 |
| Allowance for loan losses | 729,000 | 733,000 | 749,000 | 752,000 |
| Securities available for sale | 29,490,000 | 23,373,000 | 18,546,000 | 12,441,000 |
| Securities held to maturity | 190,000 | 190,000 | 180,000 | 170,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 85,830,000 | 74,163,000 | 73,381,000 | 73,437,000 |
| Interest-bearing deposits | 78,628,000 | 65,385,000 | 66,738,000 | 66,870,000 |
| Noninterest-bearing deposits | 7,202,000 | 8,778,000 | 6,643,000 | 6,567,000 |
| Equity capital | 10,198,000 | 10,227,000 | 10,479,000 | 10,227,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,415,000 | 2,831,000 | 4,193,000 | 5,450,000 |
| Interest expense | 553,000 | 1,064,000 | 1,464,000 | 1,822,000 |
| Net interest income | 862,000 | 1,767,000 | 2,729,000 | 3,628,000 |
| Noninterest income | 157,000 | 335,000 | 531,000 | 692,000 |
| Noninterest expense | 934,000 | 1,882,000 | 2,803,000 | 3,689,000 |
| Provision for loan losses | 30,000 | 30,000 | 70,000 | 110,000 |
| Pretax income | 55,000 | 190,000 | 387,000 | 521,000 |
| Income tax | 12,000 | 50,000 | 109,000 | 152,000 |
| Net income | 43,000 | 140,000 | 278,000 | 369,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,107,000 | 10,206,000 | 10,346,000 | 10,180,000 |
| Total capital | 10,836,000 | 10,922,000 | 11,071,000 | 10,906,000 |
| Risk-weighted assets | 59,290,000 | 57,228,000 | 57,938,000 | 58,017,000 |