Call reports 2006
GRANT COUNTY DEPOSIT BANK — 2006
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 91,941,000 | 92,606,000 | 93,988,000 | 95,299,000 |
| Total loans | 58,790,000 | 60,938,000 | 58,991,000 | 58,825,000 |
| Allowance for loan losses | 649,000 | 703,000 | 687,000 | 697,000 |
| Securities available for sale | 24,657,000 | 24,312,000 | 24,823,000 | 25,870,000 |
| Securities held to maturity | 415,000 | 415,000 | 315,000 | 315,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,432,000 | 75,783,000 | 76,467,000 | 77,661,000 |
| Interest-bearing deposits | 67,343,000 | 69,094,000 | 69,173,000 | 71,113,000 |
| Noninterest-bearing deposits | 7,089,000 | 6,689,000 | 7,294,000 | 6,548,000 |
| Equity capital | 9,215,000 | 8,937,000 | 9,411,000 | 9,416,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 1,370,000 | 2,794,000 | 4,251,000 | 5,775,000 |
| Interest expense | 552,000 | 1,145,000 | 1,799,000 | 2,498,000 |
| Net interest income | 818,000 | 1,649,000 | 2,452,000 | 3,277,000 |
| Noninterest income | 183,000 | 382,000 | 595,000 | 773,000 |
| Noninterest expense | 835,000 | 1,651,000 | 2,478,000 | 3,278,000 |
| Provision for loan losses | 0 | 50,000 | 50,000 | 70,000 |
| Pretax income | 166,000 | 330,000 | 519,000 | 702,000 |
| Income tax | 47,000 | 91,000 | 144,000 | 195,000 |
| Net income | 119,000 | 239,000 | 375,000 | 507,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,722,000 | 9,650,000 | 9,788,000 | 9,765,000 |
| Total capital | 10,371,000 | 10,353,000 | 10,475,000 | 10,462,000 |
| Risk-weighted assets | 57,863,000 | 59,316,000 | 57,799,000 | 57,996,000 |