Call reports 2002
GRANT COUNTY DEPOSIT BANK — 2002
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 85,161,000 | 86,347,000 | 87,623,000 | 87,139,000 |
| Total loans | 47,035,000 | 48,222,000 | 49,573,000 | 48,823,000 |
| Allowance for loan losses | 636,000 | 627,000 | 631,000 | 654,000 |
| Securities available for sale | 25,522,000 | 27,852,000 | 24,898,000 | 24,120,000 |
| Securities held to maturity | 2,740,000 | 1,740,000 | 1,604,000 | 1,194,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 74,983,000 | 75,954,000 | 76,866,000 | 76,656,000 |
| Interest-bearing deposits | 69,467,000 | 69,995,000 | 70,820,000 | 70,547,000 |
| Noninterest-bearing deposits | 5,516,000 | 5,959,000 | 6,046,000 | 6,109,000 |
| Equity capital | 8,893,000 | 9,369,000 | 9,619,000 | 9,580,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 1,448,000 | 2,888,000 | 4,304,000 | 5,642,000 |
| Interest expense | 591,000 | 1,135,000 | 1,665,000 | 2,160,000 |
| Net interest income | 857,000 | 1,753,000 | 2,639,000 | 3,482,000 |
| Noninterest income | 166,000 | 335,000 | 528,000 | 709,000 |
| Noninterest expense | 717,000 | 1,429,000 | 2,188,000 | 2,970,000 |
| Provision for loan losses | 20,000 | 20,000 | 40,000 | 80,000 |
| Pretax income | 286,000 | 639,000 | 939,000 | 1,141,000 |
| Income tax | 88,000 | 197,000 | 287,000 | 346,000 |
| Net income | 198,000 | 442,000 | 652,000 | 795,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,935,000 | 9,017,000 | 9,228,000 | 9,214,000 |
| Total capital | 9,551,000 | 9,643,000 | 9,859,000 | 9,840,000 |
| Risk-weighted assets | 49,249,000 | 50,083,000 | 51,105,000 | 50,071,000 |