Call reports 2001
GRANT COUNTY DEPOSIT BANK — 2001
What GRANT COUNTY DEPOSIT BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 80,158,000 | 83,080,000 | 82,785,000 | 84,181,000 |
| Total loans | 49,537,000 | 48,766,000 | 47,626,000 | 47,155,000 |
| Allowance for loan losses | 640,000 | 637,000 | 629,000 | 618,000 |
| Securities available for sale | 17,526,000 | 21,988,000 | 22,252,000 | 24,784,000 |
| Securities held to maturity | 2,350,000 | 2,258,000 | 1,690,000 | 1,689,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,898,000 | 72,791,000 | 72,185,000 | 73,838,000 |
| Interest-bearing deposits | 64,269,000 | 66,903,000 | 66,487,000 | 68,286,000 |
| Noninterest-bearing deposits | 5,629,000 | 5,888,000 | 5,698,000 | 5,552,000 |
| Equity capital | 8,673,000 | 8,792,000 | 9,158,000 | 8,944,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 1,559,000 | 3,108,000 | 4,652,000 | 6,143,000 |
| Interest expense | 843,000 | 1,667,000 | 2,440,000 | 3,125,000 |
| Net interest income | 716,000 | 1,441,000 | 2,212,000 | 3,018,000 |
| Noninterest income | 170,000 | 354,000 | 544,000 | 721,000 |
| Noninterest expense | 685,000 | 1,390,000 | 2,077,000 | 2,788,000 |
| Provision for loan losses | 0 | 20,000 | 20,000 | 50,000 |
| Pretax income | 201,000 | 385,000 | 659,000 | 901,000 |
| Income tax | 75,000 | 129,000 | 212,000 | 298,000 |
| Net income | 126,000 | 256,000 | 447,000 | 603,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,467,000 | 8,541,000 | 8,735,000 | 8,734,000 |
| Total capital | 9,076,000 | 9,155,000 | 9,345,000 | 9,349,000 |
| Risk-weighted assets | 48,691,000 | 49,087,000 | 48,775,000 | 49,170,000 |