Call reports 2016
CAPITAL BANK, S.S.B. — 2016
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 355,525,000 | 361,354,000 | 365,488,000 | 356,580,000 |
| Total loans | 266,061,000 | 270,856,000 | 270,758,000 | 283,456,000 |
| Allowance for loan losses | 2,735,000 | 2,850,000 | 2,851,000 | 2,863,000 |
| Securities available for sale | 1,700,000 | 1,444,000 | 1,244,000 | 1,132,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 284,372,000 | 276,981,000 | 281,456,000 | 258,227,000 |
| Interest-bearing deposits | 194,141,000 | 159,950,000 | 165,805,000 | 149,879,000 |
| Noninterest-bearing deposits | 90,231,000 | 117,031,000 | 115,651,000 | 108,348,000 |
| Equity capital | 34,230,000 | 34,609,000 | 35,077,000 | 35,409,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,449,000 | 6,927,000 | 10,457,000 | 13,994,000 |
| Interest expense | 442,000 | 899,000 | 1,369,000 | 1,833,000 |
| Net interest income | 3,007,000 | 6,028,000 | 9,088,000 | 12,161,000 |
| Noninterest income | 85,000 | 233,000 | 328,000 | 483,000 |
| Noninterest expense | 2,661,000 | 5,333,000 | 8,017,000 | 10,899,000 |
| Provision for loan losses | 191,000 | 306,000 | 306,000 | 319,000 |
| Pretax income | 240,000 | 622,000 | 1,093,000 | 1,426,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 622,000 | 1,093,000 | 1,426,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,131,000 | 34,518,000 | 34,993,000 | 35,331,000 |
| Total capital | 36,976,000 | 37,478,000 | 37,957,000 | 38,307,000 |
| Risk-weighted assets | 281,387,000 | 291,007,000 | 296,791,000 | 311,937,000 |