Call reports 2015
CAPITAL BANK, S.S.B. — 2015
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 297,956,000 | 336,646,000 | 347,507,000 | 373,979,000 |
| Total loans | 234,096,000 | 257,447,000 | 253,451,000 | 257,945,000 |
| Allowance for loan losses | 2,168,000 | 2,446,000 | 2,480,000 | 2,527,000 |
| Securities available for sale | 2,106,000 | 1,990,000 | 1,901,000 | 1,803,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 237,542,000 | 267,819,000 | 288,591,000 | 306,261,000 |
| Interest-bearing deposits | 148,347,000 | 176,060,000 | 190,091,000 | 196,478,000 |
| Noninterest-bearing deposits | 89,195,000 | 91,759,000 | 98,500,000 | 109,783,000 |
| Equity capital | 33,058,000 | 33,348,000 | 33,700,000 | 34,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 2,819,000 | 5,913,000 | 9,169,000 | 12,425,000 |
| Interest expense | 301,000 | 667,000 | 1,066,000 | 1,489,000 |
| Net interest income | 2,518,000 | 5,246,000 | 8,103,000 | 10,936,000 |
| Noninterest income | 93,000 | 193,000 | 206,000 | 303,000 |
| Noninterest expense | 2,268,000 | 4,525,000 | 7,004,000 | 9,579,000 |
| Provision for loan losses | 329,000 | 608,000 | 645,000 | 693,000 |
| Pretax income | 14,000 | 306,000 | 660,000 | 967,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 14,000 | 306,000 | 660,000 | 967,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 32,945,000 | 33,241,000 | 33,598,000 | 33,909,000 |
| Total capital | 35,190,000 | 35,777,000 | 36,188,000 | 36,546,000 |
| Risk-weighted assets | 250,872,000 | 276,751,000 | 277,972,000 | 276,186,000 |