Call reports 2013
CAPITAL BANK, S.S.B. — 2013
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 227,015,000 | 208,062,000 | 195,420,000 | 226,740,000 |
| Total loans | 148,448,000 | 140,897,000 | 136,511,000 | 151,979,000 |
| Allowance for loan losses | 1,201,000 | 1,265,000 | 1,324,000 | 1,521,000 |
| Securities available for sale | 2,987,000 | 2,772,000 | 2,555,000 | 2,469,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 192,300,000 | 173,275,000 | 161,476,000 | 191,772,000 |
| Interest-bearing deposits | 163,056,000 | 133,633,000 | 129,810,000 | 138,715,000 |
| Noninterest-bearing deposits | 29,244,000 | 39,642,000 | 31,666,000 | 53,057,000 |
| Equity capital | 34,105,000 | 33,834,000 | 32,733,000 | 33,530,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 2,174,000 | 4,485,000 | 6,548,000 | 8,662,000 |
| Interest expense | 260,000 | 509,000 | 750,000 | 986,000 |
| Net interest income | 1,914,000 | 3,976,000 | 5,798,000 | 7,676,000 |
| Noninterest income | 765,000 | 1,531,000 | 1,734,000 | 3,060,000 |
| Noninterest expense | 2,765,000 | 5,826,000 | 8,878,000 | 12,113,000 |
| Provision for loan losses | 20,000 | 60,000 | 121,000 | 307,000 |
| Pretax income | -106,000 | -379,000 | -1,467,000 | -1,684,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -106,000 | -379,000 | -1,467,000 | -1,684,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,793,000 | 33,541,000 | 32,473,000 | 33,274,000 |
| Total capital | 35,049,000 | 34,865,000 | 33,857,000 | 34,871,000 |
| Risk-weighted assets | 144,891,000 | 135,879,000 | 133,204,000 | 151,603,000 |