Call reports 2012
CAPITAL BANK, S.S.B. — 2012
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 160,697,000 | 156,004,000 | 186,425,000 | 261,083,000 |
| Total loans | 89,491,000 | 112,101,000 | 148,839,000 | 164,397,000 |
| Allowance for loan losses | 1,071,000 | 1,171,000 | 1,118,000 | 1,176,000 |
| Securities available for sale | 4,920,000 | 3,363,000 | 3,265,000 | 3,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 106,571,000 | 120,695,000 | 136,203,000 | 215,774,000 |
| Interest-bearing deposits | 92,572,000 | 103,598,000 | 117,219,000 | 174,355,000 |
| Noninterest-bearing deposits | 13,999,000 | 17,097,000 | 18,984,000 | 41,419,000 |
| Equity capital | 35,588,000 | 34,835,000 | 34,480,000 | 34,197,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,548,000 | 3,141,000 | 5,125,000 | 7,262,000 |
| Interest expense | 221,000 | 447,000 | 669,000 | 927,000 |
| Net interest income | 1,327,000 | 2,694,000 | 4,456,000 | 6,335,000 |
| Noninterest income | 451,000 | 511,000 | 612,000 | 1,023,000 |
| Noninterest expense | 1,618,000 | 3,552,000 | 5,712,000 | 8,276,000 |
| Provision for loan losses | 0 | 100,000 | 183,000 | 183,000 |
| Pretax income | 160,000 | -447,000 | -827,000 | -1,101,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 160,000 | -447,000 | -827,000 | -1,101,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 35,242,000 | 34,490,000 | 34,132,000 | 33,879,000 |
| Total capital | 36,275,000 | 35,692,000 | 35,284,000 | 35,094,000 |
| Risk-weighted assets | 82,560,000 | 104,924,000 | 142,650,000 | 161,090,000 |