Call reports 2011
CAPITAL BANK, S.S.B. — 2011
What CAPITAL BANK, S.S.B. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 112,518,000 | 129,630,000 | 116,052,000 | 140,993,000 |
| Total loans | 66,781,000 | 72,874,000 | 84,791,000 | 90,423,000 |
| Allowance for loan losses | 2,715,000 | 2,700,000 | 2,705,000 | 1,112,000 |
| Securities available for sale | 5,638,000 | 5,408,000 | 5,238,000 | 5,076,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 66,777,000 | 65,430,000 | 57,725,000 | 82,396,000 |
| Interest-bearing deposits | 57,582,000 | 55,336,000 | 44,554,000 | 60,400,000 |
| Noninterest-bearing deposits | 9,195,000 | 10,095,000 | 13,170,000 | 21,996,000 |
| Equity capital | 17,412,000 | 35,779,000 | 35,280,000 | 35,365,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 1,115,000 | 2,212,000 | 3,391,000 | 4,974,000 |
| Interest expense | 499,000 | 983,000 | 1,431,000 | 941,000 |
| Net interest income | 616,000 | 1,229,000 | 1,960,000 | 4,033,000 |
| Noninterest income | 71,000 | 164,000 | 256,000 | 140,000 |
| Noninterest expense | 1,321,000 | 2,503,000 | 3,856,000 | 5,379,000 |
| Provision for loan losses | 0 | 0 | 0 | 615,000 |
| Pretax income | -634,000 | -1,110,000 | -1,640,000 | -1,821,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | -634,000 | -1,110,000 | -1,640,000 | -1,821,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,310,000 | 35,668,000 | 35,170,000 | 35,038,000 |
| Total capital | 18,055,000 | 36,507,000 | 36,158,000 | 36,105,000 |
| Risk-weighted assets | 57,660,000 | 65,090,000 | 77,323,000 | 85,321,000 |